Papagno Designs Corp| Payment Options in Miami

Take advantage

THE BENEFITS

Funds to pay for home improvement projects may come from your savings, tax rebates, bonuses, or some other source. But that trend is changing. Savvy homeowners are realizing that unsecured loans (like those from EnerBank) are easier to get, are faster to process, and reduce exposure to financial risk.

  • Low, fixed interest rates that are easily available to anyone with good credit.
  • Unsecured loans so you don’t have to put up your house as collateral.
  • Keeps your home equity intact so you don’t reduce future options.
  • No headaches, after all your hard work and planning, you’ve earned a quick, hassle-free loan experience, and you get a response within minutes.
Quick credit decisions
No pre-payment penalties
No closing, appraisal or application costs
No high default APRs for late payments

SAMPLE PAYMENT PLANS

12 Years At 8.99-12.99%

$25,000 Kitchen

Estiamted Payment

$285 / Month

10 Years At 8.99-12.99%

$10,000 Bathroom

Estimated Payment

$127 / Month

No Payments For 12 Months

Get Now

365 Days, Same As Cash

Pay later

Payment Options

FAQ'S

What Kind Of Down Payment Is Required?

There are no liens, collateral, equity, or down payments required.

Do I Need To Make Payments During The Same-As-Cash Period?

No. Customers are not required to make payments during the Same-As-Cash period, however, they will receive monthly statements with a principle and interest balance. As long as the customer pays the entire Same-As-Cash Loan off before the Same-As-Cash period ends, all of the interest will be automatically waived. Monthly payments are not required during the Same-As-Cash period.

When Will My First Payment Be Due?

Customers will typically have their first payment due within 30 – 90 days after the project is complete and the finance funds from EnerBank have been distributed to Papagno Designs.  Customers will receive a welcome letter via mail which contains the loan balance and due date.

What Happens After I Am Approved?

After approval, loan documents will be sent to the customer. We will then schedule to begin working on the customer’s project. That easy!

12-Month Same-As-Cash; Loans provided by EnerBank USA (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 6.99% fixed APR effective as of 10/1/2015, subject to change. 6.99% 7-Year Reduced Interest Loan; Loans provided by EnerBank USA (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 84 months. 6.99% fixed APR, effective as of 10/1/2015. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes. 6.99% 12-Year Reduced Interest Loan; Loans provided by EnerBank USA (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 144 months. 6.99% fixed APR, effective as of 10/1/2015. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

Start your project today!

From kitchens to bathrooms, we will make your dreams a reality.